💡 Bonus: The 1 Investment to Avoid
Cryptocurrency in 2025 – Unless you enjoy explaining to your family why your “digital money” lost 80% value…again.
🚀 Action Plan
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Open TreasuryDirect account (15 mins)
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Move emergency fund to HYSA (Ally)
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Set up $50/month auto-invest in SPY
Remember: Slow and steady wins the race. The tortoise wasn’t checking stock prices every 5 minutes.
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